Yes. Cryptocurrency loans can be used. Arbitrage is an advanced strategy in which users on another platform can lend it at higher interest rates and borrow it at lower interest rates.

Users can use crypto loans for margin trading, DeFi yield-farming and earn products. It can prevent liquidation on leveraged positions and can use borrowed assets to increase margin availability.

Once registered with PayBitoPro, users can use funds available in Spot or Funding accounts. Additionally, users can also borrow coins from PayBitoPro.

Loans are computed on an hourly basis. Even loans taken less than an hour are computed as 1 hour. At the time of borrowing, interest will accumulate. Note: At the time of borrowing, interest is computed.

Yes. Users can repay before the due date without penalty. Once users repay the loan amount, PaybitoPro will charge an interest fee on the basis of hours.

The ratio of loan amount to that of the collateral coins is loan-to-value ratio. It is computed as: LTV = Loan Amount/Collateral Amount Loan Amount) = (Outstanding Overdue Interest + Outstanding Interest + Outstanding Principal).

One can add more collateral to reduce the loan-to-value (LTV) ratio. One can modify the collateral amount on the order page.